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Capital Blue Cross HMO
Select a Capital Blue Cross HMO plan that meets your needs.
| Service area | Essential | Value | Premier |
|---|---|---|---|
| Enroll Online | Enroll Online | Enroll Online | |
| Monthly premium | $0 | $60 | $116 |
| In-network deductible | N/A | N/A | N/A |
| Maximum out-of-pocket (MOOP) | $7,500 | $5,000 | $4,500 |
| Primary Care Physician Office Visits - in person or telehealth | $5 copay | $5 copay | $5 copay |
| Physician specialist - in person or telehealth | $35 copay | $30 copay | $20 copay |
| Urgent care | $40 copay | $50 copay | $30 copay |
| Inpatient hospital stay | $200 per day for days 1-8 | $150 per day for days 1-5 | $100 per day for days 1-5 |
| Outpatient Surgery | $375 copay | $300 copay | $225 copay |
| Ambulatory Surgical Center (ASC) | $275 copay | $200 copay | $75 copay |
| Emergency care | $90 copay | $90 copay | $90 copay |
| Lab services | $0-$25 copay/visit | $0-$20 copay/visit | $0-$20 copay/visit |
| X-rays | $50 copay | $25 copay | $25 copay |
| High-tech imaging (MRI/CT scan) | $250 copay | $150 copay | $75 copay |
| Diabetes self-monitoring training and supplies | $0 copay | $0 copay | $0 copay |
| Hearing services (routine fitting and exam) |
$0 copay for routine exam $0 copay fitting/3 years |
$0 copay for routine exam $0 copay fitting/3 years |
$0 copay for routine exam $0 copay fitting/3 years |
| Hearing aids | $800 allowance/3 years | $800 allowance/3 years | $800 allowance/3 years |
| Expanded dental benefits (two cleanings per calendar year) |
$10 copay in-network cleaning and X-rays covered, 50% coinsurance for nonroutine, restorative, endodontics, and simple extractions services $2,000 annual allowance |
$10 copay in-network cleaning and X-rays covered, 50% coinsurance for nonroutine, restorative, endodontics, and simple extractions services $2,000 annual allowance |
$10 copay in-network cleaning and X-rays covered, 50% coinsurance for nonroutine, restorative, endodontics, and simple extractions services $2,000 annual allowance |
| SilverSneakers®1 | $0 copay | $0 copay | $0 copay |
| Flexible debit card for over-the-counter drugs and supplies (OTC)2 | $25 monthly allowance retail or mail order (cannot be carried over from month to month) | $25 monthly allowance retail or mail order (cannot be carried over from month to month) | $25 monthly allowance retail or mail order (cannot be carried over from month to month) |
| Vision services hardware allowance and contact lenses coverage |
$125 allowance for eyeglass frames or contact lenses every year3 |
$125 allowance for eyeglass frames or contact lenses every year3 |
$125 allowance for eyeglass frames or contact lenses every year3 |
| Routine vision(one annual eye exam) |
$20 copay |
$20 copay |
$20 copay |
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Plan Info
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Must use a SilverSneakers® facility.
Qualifying OTC retailers: Walmart, Rite Aid, CVS, and Walgreens.
Members pay the balance of charges after a $125 routine vision allowance is applied. You must continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third party.
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Updated October 1, 2025
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