Medicare Advantage plans often come in multiple options. Choose the plan that best suits your needs
Types of Medicare Advantage Plans
Health Maintenance Organization (Medicare HMO)
Select a primary care physician (PCP) within the network and get all your referrals through them. Because you use one PCP to fulfill all your needs, it comes at a reduced price.
- Use a PCP from within the network
- Referrals to specialists go through your PCP. However, we do not require this.
Choose a Medicare BlueJourney HMO plan that meets your needs.
Preferred Provider Organization (Medicare PPO)
Office visits to your family doctor are covered at a low copayment. We reimburse you for medically necessary benefits. It may cost more to get care from out-of-network providers except for emergency and urgent care.
- No network restrictions or referrals
- May have higher premiums
Choose a Medicare BlueJourney PPO plan that meets your needs.
Medicare Special Needs Plans (SNP)
These plans are designed to help people with certain health conditions. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.
Choose a Medicare BlueJourney Alliance SNP that meets your needs.
Private Fee-for-Service (PFFS)
In this type of plan, the insurance company determines how much it will pay and how much you must pay for care. Currently, we don’t offer this type of Plan.
